Module 6: Loans, Mortgages and Rental Agreements

Lead Instructors:  Bill PappasHon. James Peter Trakas
 Access:  All   Status:  Active   Lesson:  Part of Course
Learn about loans, mortgages, and rental agreements.  Learn the basic principles of loans including when to take them.  See practical examples of how loans and mortgages work.  Also discover helpful tips about rental agreements. 

Lesson Specs

Instructions

  1. Purchase your assigned Course or redeem an Access Code
  2. View the Lesson Videos from beginning to end
  3. Take the required Test
  4. View your Results and print your Certificate

Lesson Chapters

  1. Loans
  2. How Loans Work
  3. When to Take Loan
  4. Automobile Loans
  5. Home Loans
  6. Spreadsheet Examples

Lead Instructors

Bill Pappas

Certified public accountant, small business owner, and investor.
William E. Pappas is a Certified Public Accountant and Partner in American Online Learning Center. Licensed as a CPA since 1983, Bill has lived in Northeast Ohio his whole life, and has spent a career providing valuable financial advice to clients based on practical experience he has spent building businesses.

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Hon. James Peter Trakas

Hon. James Peter Trakas is the legislative father of Ohio’s Third Frontier high technology jobs initiative, as well as the author of 14 bills and dozens of amendments to become law in Ohio, including eliminating Ohio’s electric chair. He served on the House Finance Committee Higher Education Subcommittee, and also is responsible for creating a work group that saved Ohio taxpayers and college students millions of dollars at Ohio’s public universities through the consolidation of back office functions and technology, The North East Ohio University Collaboration Commission.

In his post-legislative career, Trakas ran two consulting companies and was sub-Cabinet official as Executive Director of The Ohio State Board of Cosmetology. During his 2 /12 year tenure 2011-13, Trakas greatly revised the Ohio Administrative Code and sought changes to Ohio Revised Code, utilized technology to save money for the state agency without negatively impacting its employees, oversaw a change in the inspection and testing parts of The Board, and was responsible for the work team that earned the Governor’s Award for Excellence in 2012, the first time the Agency had ever been so recognized.

Trakas is the founder, Chairman, and Chief Executive Officer of American Online Learning Center.

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Other Lessons in This Course

Module 1: The Psychological Aspect of Financial Literacy

Learn about the psychological aspects of financial literacy.  Discover what "Financial Literacy" means and the benefits of being financially literate.

Module 2: Cash Management

Learn to spend less than you make!  Discover the benefits of good cash management and how it can help you become financially literate.

Module 3: Bank Accounts, Checking and Savings

It is important for everyone to maintain a bank account!  Discover how to properly manage a bank account.  In addition learn useful information about both checking and savings. 

Module 4: Credit & Credit Cards

Learn about the dangers and benefits of credit cards.  Discover how to properly use credit cards to help improve your financial life.

Module 5: Taxes and You

Learn about taxes and how they work.  Discover important tax related terms in order better understand taxation and how it applies to you.

Module 6: Loans, Mortgages and Rental Agreements

Learn about loans, mortgages, and rental agreements.  Learn the basic principles of loans including when to take them.  See practical examples of how loans and mortgages work.  Also discover helpful tips about rental agreements. 

Module 7: Payday Loans and Rapid Loans

Learn about the extreme danger of payday loans.  Discover how they work and why you should try to avoid them.  Also learn about rapid loans.

Module 8: Insurance

Learn about the inner workings of insurance.  Find out how to maximize the benefits of your insurance.  Also discover useful tips and and information about insurance. 

Module 9: Job and Career Economics

Learn about job and career economics.  Learn about employment and how it relates to your financial stability.  Discover what a career is vs. a regular job.  Also learn helpful tips regarding job applications and job interviews.

Module 10: Identity Protection

Everyone should want to protect their identity.  Learn what needs to be protected and how to protect it. 

Module 11: Investment & Retirement Planning

Learn to plan for your retirement and how to invest.  Discover the best ways to invest your money so that your retirement can be everything you hoped it would be.